Finanční technologie, often abbreviated as fintech, refers to the integration of technology into offerings by financial services companies to improve their use of financial services. This includes innovations in areas such as banking, payment systems, investment management, insurance, and personal finance. Fintech encompasses a wide range of applications and solutions, including mobile banking apps, online lending platforms, robo-advisors, and digital payment solutions like cryptocurrencies and blockchain technology. The primary aim of fintech is to streamline, enhance, or transform traditional financial services, making them more accessible, efficient, and user-friendly for consumers and businesses alike. This sector has experienced significant growth and disruption, reshaping the financial landscape and influencing how individuals and businesses manage their finances.
Fintech sektor v Africe zažívá rychlý růst, s více než 11 000 technologickými startupy a více než 1 miliardou USD investic do fintech firem v roce 2024. Fintech je klíčový…