Personal finance refers to the management of an individual’s or household’s financial activities, including budgeting, saving, investing, and planning for future financial goals. It encompasses the strategies and decisions necessary to achieve financial security and sustainability throughout different life stages. Key components of personal finance include income management, expense tracking, and financial planning for short-term and long-term objectives such as buying a home, funding education, retirement planning, and emergency savings. Personal finance also involves understanding and managing various financial products and services, such as credit, loans, insurance, and investments. By developing good personal finance habits, individuals can improve their financial literacy, make informed financial choices, and ultimately work towards achieving their desired financial well-being.
```html Klarna, with over 85 million users, is entering the cryptocurrency space to stay relevant. CEO Sebastian Siemiatkowski initially called Bitcoin a "decentralized Ponzi scheme" but now sees value in…